NZB Standardbred Insurance

Along with the excitement and reward of being involved in the standardbred industry, unfortunately there is also risk, and mishaps are a reality. New Zealand Bloodstock Insurance recognises this and has developed a world-renowned horse insurance business to help you enjoy your investment with confidence. 

We have a long-established history of protecting the interests of major racing and breeding establishments, both domestically and globally. From foals and yearlings to racehorses, broodmares and stallions, clients from all over the world choose us to take care of their equine insurance needs. 

For all NZB Standardbred Insurance enquiries please contact Kate Musgrave or to find out more about quotes and proposals, please click here

All of our business is placed with established syndicates at Lloyd's Underwriters in London or Liberty Mutual European Insurance. Our policies include 12 month or 18 month options. View our policy types here.

Effective 1 October 2016 cross-border purchases by New Zealand residents of goods and services bought through offshore providers will be subject to GST. New Zealand Bloodstock Ltd is a registered Lloyd's Coverholder. We place all our insurance with Lloyd's of London, an offshore provider and therefore GST of 15% will apply to all insurance policies of New Zealand residents from 1 October 2016. In the event of a bona fide claim the settlement figure will be the sum insured GST inclusive. 

To view more about our claims services click here.

If you are considering horse insurance, consider this: 

We have been insuring bloodstock for over 80 years, giving us the skills and reputation in the market to give you the best service in the business. 

We are market leaders in the industry on terms, conditions, rates and prompt payment of claims. 

Out top priority is understanding your needs and providing a premium service to you as our valued client. 

To view all of our frequently asked questions, please click here. 

Australian Residents 

If you are an Australian resident, you can only apply to purchase this insurance if your horse is not: 

a) wholly or predominately used for personal domestic or household purposes by:
          (i) you as the insured; or
          (ii) your relatives; or
          (iii) any person with whom you reside; and 

b) ordinarily used for that purpose. 

Member of the Fair Insurance Code 

Lloyd's is a member of the Insurance Council of NZ and its New Zealand coverholders adhere to the Fair Insurance Code, which provides you with assurance that we have high standards of service to our customers. For further details please visit which includes the complaints handling procedure. 


NZB is a registered Financial Service Provider and is a member of the Finance Dispute Resolution Scheme (FDR)

NZB and its employees do not offer insurance advice as part of this insurance broker service and recommends that policy holders seek independent insurance and professional advice when purchasing insurance. 

Should there be a complaint in relation to any financial service (including insurance broking) it should be addressed in the first instance to the Manager, Insurance on the form which can be provided upon request. NZB agrees to deal with such complaints within three months of receipt. 

Should the complainant not be satisfied with the response there is a right of appeal to the FDR. However, NZB and its employees do not offer financial advice as part of this financial service and recommends that insured parties seek independent financial, taxation and professional advice. 

Please feel free to contact any of our team here at NZB Standardbred should you have any further questions about insuring your standardbred.

NZB Insurance

Mark Lock
Insurance Manager
+64 21 895 444
Jim Bruford
Insurance Advisor
64 27 4598 098
Kate Musgrave
Insurance Assistant
P: +64 9 393 9817
Simone Scott
Insurance Accounts
+64 9 393 9820